By: eROCK
Personally, one should stay away from credit cards. I don’t intend to say college students shouldn’t have one, but rather that they should use it wisely. I graduated from a large private university and...
View ArticleBy: eROCK
As an aisde (just found this) I checked out your net worth goals … you contribute the max to your 401k (15K a year!?)? That’s a heck of an accomplishment. I contribute around $3K a year w/ an employer...
View ArticleBy: jim
When I wrote it I was contributing the maximum each year, but after I bought a house in May of 2005 I scaled that back to around $5k a year in order to help make mortgage payments. I recently took a...
View ArticleBy: eROCK
Congrats! I was wondering how you contriubte the max and own a home. Do you factor you home into your Net Worth? It doesn’t seem that way and I think it should def NOT be included.
View ArticleBy: jim
I struggled with that question for a variety of reasons: 1) My parents helped me out by loaning/gifting me money for a downpayment. 2) The value of the house is really subjective, do I take recent home...
View ArticleBy: Chris
I don’t agree with eRock that college students should not have credit cards. It is not the credit card that puts someone in debt, it is the fact that they are not educated on how to responsibly use...
View ArticleBy: ISPF
[...] Jim over at Blueprint for Financial Prosperity is a seasoned PF blogger and I subscribe to his feeds and he usually has very interesting posts. On his blog he has put together a bunch of posts...
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